CarWithNoDown.com

AI-informed buyers present new challenges for dealerships

AI guides car buyers but creates misinformation, unrealistic expectations, and cross-market confusion for dealerships.

COMMENTARY: Why the best time to buy a car might be almost here

Explore the latest insights and trends in the automotive remarketing industry, focusing on used car sales, strategies, and market analysis for dealers and consignors.

Why this luxury car brand could lose billions and drag dealerships down with it

The car market is breaking in ways dealers hoped you’d never notice. Luxury brands once known for prestige are now drowning ...

23 Things Car Dealerships Don’t Want You To Know

Purchasing a new or used vehicle usually involves a lot of time, stress and money. Although people have to face this task an average of about every 8-10 years when buying a new car, there are secrets ...

Extended auto loans leave 1/4 of buyers owing more than car's worth

The average car payment hit $754 monthly, with 20% of buyers paying over $1,000. Edmunds reveals the hidden costs of extended ...

Buying a new car? Why you might want to abide by the 20% rule

Here's why some car buyers live by the 20% rule when purchasing a new vehicle and how you can use it to your advantage.

Car repossessions are expected to hit 3 million this year, their highest rate since the 2009 recession. Is it a sign the economy is in trouble?

A recent report from the Recovery Database Network (RDN), says more than 2.5 million cars were repossessed last year, and ...

Why Are 72-Month and 84-Month Auto Loans a Bad Idea?

If you’ve had sticker shock when you’ve priced new and used cars, you’re not alone. Cars, trucks, and SUVs are more expensive than ever. About 85% of new car buyers take out auto loans to pay for ...

How does buying a car with non-dealer financing work?

I'm going to buy out my lease next month-ish. I can get a better rate from my CU than I can from the dealer. I know the buy-out amount. How does this work? Do I get approved from the CU, and bring ...

In the market for a new car? Buyers can now expect to pay at least $50K for the first time ever — does that mean you should hold off on buying?

After years of inflation, supply shocks and new import tariffs, the average three-year-old vehicle now sells for about ...

Dave Ramsey Co-Hosts Stunned As Caller Reveals Husband Hid Secret Auto Loan For Addicted Coworker For 3 Years

A caller's emotional admission that her husband secretly co-signed a $20,000 auto loan for an addicted coworker left Dave ...

Auto Loan Delinquencies Are Way Up, Making It Harder To Get A Loan

With defaults and late payments rising, auto financing is getting riskier. Learn how growing delinquency rates impact your ...

This unemployed Texas man pays $1,200/month for his $56,000 car, has $94,000 in total debt

American households carry $1.66 trillion in auto loan balances collectively as of Q3 2025, according to the Federal Reserve Bank of New York (1). While there may be many different reasons that justify ...

IRS gives details on what lenders need to do for 2025 new car loan interest tax deduction

Transitional guidance released by the IRS on Oct. 21 gives auto lenders room for avoiding penalties when it comes to reporting requirements.

Americans have $1.42 trillion in auto loan debt and industry is off the rails, report says

Lenders don't have concrete guidelines when approving auto loans. Even customers with excellent credit may end up with high rates and costs. It all started with Gran Turismo. From those early ...

California Senate passes 0 down, 0 payment home ‘loans’ for illegal immigrants

(The Center Square) – The California Senate passed a contentious bill to allow for undocumented immigrants to use the state’s zero-down, zero-interest home “loans” program despite national backlash ...

How To Get A Car Loan With No Down Payment In 2023

In 2021, 91.7% of households had at least one vehicle, according to the latest U.S. Census data. Yet vehicle owners are paying the price, as supply shortages and soaring dealership prices force auto lenders to charge higher interest rates and expenses to mitigate financial risk. Buyers are putting down increasingly large down payments before driving […]

U.S. Tariffs Trigger $9 Billion Auto Parts Giant’s Collapse

In late September 2025, the U.S. auto parts industry was rocked by the abrupt bankruptcy of First Brands Group, a company ...

Personal Loan vs. Auto Loan: Best for Your Car? #shorts

Personal loans beat auto financing for older cars or with excellent credit. Buy from private parties, own the title instantly, and ...

How To Buy A House With Little Or No Money Down

Brai is the founder of SW4 Insights, a public policy advisory firm based in Washington D.C. He has over a decade of experience as a journalist and consultant covering finance and economic policy, with ...